BENEFITS OF A WORKING CAPITAL LOAN
No collateral required
5 Year Terms
Existing debts do not need to be paid off
Strengthens your business credit profile
Monthly Payment Schedule
Limited documentation needed
Perfect credit not required
Nearly every industry-accepted
Business loans up to $250k
Early payoff discounts
How to get a working capital loan?
Most industries can qualify for a working capital loan and even businesses that have been open for as few as three months can apply. You can request from $25000 $250,000. Lenders will base their decision on your monthly sales volume.
Common uses for a working capital loan
Working capital loans can help you pay operational costs, such as rent, payroll, and debt payments. You can use a working capital loan for any purpose, from working capital to inventory. Learn how a working capital loan might be the best solution for your small business.
Working Capital Loans For Business
Working Capital loans can help you take care of immediate needs in your business, whether that is a cash-flow shortfall or a new business opportunity. No collateral is required for our working capital loans or short-term funding. The required documentation is limited and perfect credit is not needed. Nearly every industry can get a working capital loan. Working capital loans are perfect for business owners who need short term funding to grow. Working capital loans from our lending partners are simple, fast, and affordable. They are designed to help with seasonal shortcomings with revenue, or need to boost inventory.
WHAT IS A WORKING CAPITAL LOAN EXACTLY?
A working capital loan is an alternative to a traditional bank term loan that is extended based on the monthly sales volume at your business, and not your personal or business credit history. Otherwise known as short-term loans, these loans are not used to buy long-term assets or investments. They are generally used to provide the working capital that covers a company’s short-term operational needs The application and approval process is faster, and no collateral is required. Some of our lenders we work with are offering 5 year terms to give you more flexibility when budgeting your monthly expenses.
THREE REASONS WHY YOU BUSINESS MAY NEED A WORKING CAPITAL LOAN
Seasonal differences in cash flow happen with many businesses, which may need extra business capital to gear up for a busy season or to keep the business operating when there’s less money coming in. Additional working capital may also be needed to hire employees during a busy season or to expand inventory and pay suppliers
How It Works
Our lenders are still eagerly funding deals. Here is an overview of our process to get you funded.

Get Started- It takes less than five minutes
Tell us about your business. Tell us about you. We will send you any forms that you need to docu-sign or documents you need to submit to put your funding package together.

Follow Up
We will follow up with you through your preferred method of communication.

Receive your funds.
Our technology makes it possible to have your funding decision or pre-approval within hours. Funds for business loans are available in as little as 24 hours. Funds for Real Estate Loans are usually available within 14-21 days.
Our Funding Options.
We’re Here To Support Your Business With Quick Access
To Funding. Apply For A Loan Today. Customizable Business And Real Estate Loans.
If Approved, Funding as Fast as the Next Business Day.
LET'S WORK TOGETHER
Rifi Capital is an online funding consulting company that assists business owners, real estate investors and consumers with Business Loans, Commercial Capital Loans,
and Personal Debt Consolidation.
We perform this service for you at no out of pocket costs to you.
Who we serve
We serve and consult all
businesses and consumers
in the United States of America
PH: 1-844-617-8779