RENTAL LOANS
A rental loan is a first lien mortgage loan secured by a single family residence that is occupied by a tenant rather than an owner-occupier. To qualify, the property must be rent-ready. Typically the tenant is long-term, but rental property loans also can be used for short-term rentals, such as vacation rentals.
Our Rental Loans Program are specifically designed for investors looking to grow their portfolios of single-family (1-4 unit) rental properties.
WHY YOU SHOULD CONSIDER A RENTAL LOAN OR CASH OUT REFINANCE LOAN FROM US.
Our Loan Program from our partner lenders is specifically designed for investors looking to grow their portfolios of single-family (1-4 unit) rental properties.
Rate Structure: Pick from a 5/1 ARM, 7/1 ARM, or 30-Yr Fixed. The 5/1 ARM and 7/1 ARMs are ideal for transitional rentals, while the 30-yr fixed is a more permanent financing option.
A 5/1 ARM is a mortgage loan with a fixed interest rate for the first 5 years. Afterward, the 5/1 ARM switches to an adjustable interest rate for the remainder of its term.
CASH OUT REFINANCING
It’s possible to refinance an investment property similar to how you do it with a primary residence. When you refinance, you may be able to secure a lower interest rate or change the terms of your loan. You can also take money out of your accumulated equity using a cash-out refinance or home equity loan. Our Loan Programs from our lending partners is perfect for professional investors looking to grow their portfolio of single-family rental properties
FEATURES OF A CASH OUT REFINANCE AND RENTAL LOAN
Full 30 year terms, no balloons
Streamlined qualification process emphasizing property
level cash flow
No tax returns required
Up to 80% LTVs
Simple haggle free pricing you can depend on
Protect your identity and other assets by borrowing in a corporate entity
BEST TIME TO GET A CASH OUT REFINANCE LOAN ON YOUR PROPERTY
Typically, cash-out refinancing funds are used to expand your real estate portfolio.
For example, say you have a property worth $250,000 with a loan of $150,000. You can get a cash-out loan up to 75% of the current value, netting about $37,000. This money could be used to put 20% down on another rental home worth around $200,000.
In this way, a cash out investment property loan can help build your real estate portfolio and your earning power through new rental opportunities.
How It Works
Our lenders are still eagerly funding deals. Here is an overview of our process to get you funded.

Get Started- It takes less than five minutes
Tell us about your business. Tell us about you. We will send you any forms that you need to docu-sign or documents you need to submit to put your funding package together.

Follow Up
We will follow up with you through your preferred method of communication.

Receive your funds.
Our technology makes it possible to have your funding decision or pre-approval within hours. Funds for business loans are available in as little as 24 hours. Funds for Real Estate Loans are usually available within 14-21 days.
Our Funding Options.
We’re Here To Support Your Business With Quick Access
To Funding. Apply For A Loan Today. Customizable Business And Real Estate Loans.
If Approved, Funding as Fast as the Next Business Day.
LET'S WORK TOGETHER
Rifi Capital is an online funding consulting company that assists business owners, real estate investors and consumers with Business Loans, Commercial Capital Loans,
and Personal Debt Consolidation.
We perform this service for you at no out of pocket costs to you.
Who we serve
We serve and consult all
businesses and consumers
in the United States of America
PH: 1-844-617-8779