November 24, 2021 Rificapital

Curadebt Review -Is it worth it?

CuraDebt, a trusted debt relief provider, offers services across the United States. CuraDebt will negotiate a settlement with your creditors that is less than what you owe. After the settlement is reached, CuraDebt will charge you a fee of 20% and your creditor the agreed amount.

Because debt settlement programs can have a negative impact on your credit score and providers might not be able reach an agreement with creditors, you should only consider them after you’ve exhausted other options for debt relief.

Continue reading to find out more about CuraDebt’s debt settlement plan.

Company Overview

CuraDebt, a debt relief firm, was founded in 2000. It is located in Hollywood in Florida. The American Fair Credit Council (AFCC) is the largest professional association in the field of debt relief. It is also an accredited service centre with the International Association of Professional Debt Arbitrators, an organization that helps debt relief companies ensure their employees are knowledgeable about debt relief laws.

CuraDebt, a national debt settlement firm, is only available in 34 states. These restrictions are not uncommon and often result from state debt relief laws.

CuraDebt’s review didn’t uncover any recent legal actions at either the federal or state levels.

Business Line of creditThere are many options for debt relief

CuraDebt is able to help individuals negotiate settlements for all types of unsecured debt, including credit cards, personal loans, lines of credit and medical bills. It can also help with the collection of any remaining debts and repossessions. Its ability to negotiate IRS debts and back taxes is what makes it stand apart from the rest.

CuraDebt won’t provide support for most lawsuits, utility bills or loans secured by collateral (e.g. auto, mortgage loans), student loans and government loans. The company might be able to assist you if you need to resolve a debt owed in a lawsuit or a private student loan. To determine if assistance may be available, you will need to talk to a debt counselor.

CuraDebt will only allow you to qualify if you have at least $5,000 of qualifying debt. This is a lower limit than many other debt relief companies that have minimums of $7,500 to $10,000.


CuraDebt does not disclose the fees it charges, unlike many of its competitors. CuraDebt states instead that it charges 20% on average for all enrolled debt. The industry averages a 15% to 25% fee. You may be able find lower pricing elsewhere if CuraDebt charges more than 15% to 25% of the total enrolled debt.

CuraDebt clients who successfully complete the program can usually get their debts paid within 24 to 48 month and save around 50%. CuraDebt fees are not included. After CuraDebt’s fees are paid, the average savings is around 30%

CuraDebt won’t charge you any fees until it has reached settlements with your creditors. This is a common practice in the industry. This pricing strategy is good because the company cannot guarantee it will be in a position to pay your debts. Because each creditor and each person’s financial situation are different, this is why it is important to be flexible.

It is illegal to work with a debt relief company that requires an upfront fee. Avoid working with companies that promise they can resolve your debts. This is illegal since everyone’s financial situation differs.

Sunday Service: Customer Support is not available by phone

You can reach CuraDebt at its toll-free phone number 1-877-850-3328 if you have any questions. The normal operating hours are 9:00 a.m. to 8:00 p.m. ET Monday through Friday, 10:00 a.m. to 3:00 pm. ET on Saturdays Sundays are not available for phone support.

If you’re new to CuraDebt and need support outside of its normal business hours, or prefer email, you can send a message to It is also possible to use the online form to request a free consultation on debt relief and find out if you are eligible for services. If you are located in Hollywood or Miami, Florida you can also call the company to set up an in-person consultation at the corporate office.

CuraDebt does not offer live chat support.

CuraDebt has an online ticketing system, which allows you to submit support requests. Both existing clients and potential clients can use the ticketing system to submit support requests online. This feature is unique and not offered by all debt relief agencies.

Customers are happy with the results of getting out of debt

To get an idea of what CuraDebt is like, we reviewed a variety of sources. We found that CuraDebt received positive reviews from most people. Many customers reported that CuraDebt helped them resolve their debt problems, as well as tax issues with IRS.

CuraDebt received significantly fewer negative reviews than the positive. We noticed a common theme in the negative reviews: confusion about the fees CuraDebt charges for legal protection plans offered through a third party provider. CuraDebt responded to these negative reviews by reimbursing the fees, even though they were not required to do so under the contract.

We didn’t find any reference to a third party legal plan when we reviewed CuraDebt’s debt relief offer on its website. Make sure you carefully read your contract to ensure you understand all fees.

Manage your Account

After you sign up for CuraDebt services, you will be able access your information and track your progress 24/7 via its client portal. You can reach CuraDebt at 1-877-850-3328 during normal business hours if you have any questions or need to talk with someone.

Online ticket submissions are also possible. Someone will contact you.

Other Features

CuraDebt’s primary focus is to help people pay off their debts for less than what they owe. CuraDebt does not offer any other services for debt relief. However, it may be able refer you to a local bankruptcy attorney or tax professional so that you can receive additional support. Sign up to receive a free consultation from one of the debt consultants to learn more about CuraDebt and how it can help.

How CuraDebt compares to other debt relief companies

National Debt Relief is a national debt settlement company and one of CuraDebt’s main competitors. While both companies are primarily focused on helping consumers resolve unsecured consumer debt issues, CuraDebt is also able to help with issues related to back taxes and IRS debt. They have similar fees, with National Debt Relief charging 15% to 25% while CuraDebt charging 20%.

These are the main differences between CuraDebt Relief and National Debt Relief.

  • CuraDebt is able to help consumers settle IRS debts and back taxes. National Debt Relief does not disclose whether it is able to help with this type.
  • To be eligible for National Debt Relief, you will need to have at least $7500 of qualifying debt.
  • CuraDebt is able to work with individuals who have less than $5,000 of qualifying debt.
  • National Debt Relief services can be found in more states that CuraDebt.

National Debt Relief and CuraDebt have excellent reputations and are great options for those who want to work together with a debt settlement firm. CuraDebt is a better choice if you have less than $5,000 of debt or tax issues that you need to resolve. If CuraDebt isn’t available in your state, National Debt Relief may be a better choice.


CuraDebt vs. National Debt Relief
CuraDebtNational Debt Relief
Year of its foundation20002009
Different types of debt reliefUnsecured consumer debt, private student loans, business debt, IRS debt, back taxUnsecured consumer debt, private student loans, and some business debt
FeesOn average, 20% of the total enrollments are enrolled15% to 25% of total enrolled loans
Minimum Debt$5,000$7,500
States where services are not availableCT, HI ID, KS. LA, ME. MT. NH, NV. OR, SC. TN. UT. VT. WV. and WYCT, KS. ME, NH. OR, SC. VT. and WV


People pay an average fee of 20% on total debt. Those who complete the plan are free of debt for 24 to 48 months. After you have enrolled in the program, you can manage your account online using CuraDebt’s client dashboard. There are several ways to receive support, such as by phone or email.

We found that most customers were satisfied with CuraDebt’s level of support. Many reported that they were able to get rid of their debt. You can also get tax support, which is not offered by most debt relief providers. CuraDebt is a great choice if your goal is to work with a provider of debt relief.

Having a debt consolidation plan in place is an excellent way to start getting out of debt. It gives you the power to take control of your debts, so you can finally begin making progress in paying them down for good. And with the help of a debt consolidator, it’s not nearly as difficult or intimidating as it may sound. So let Curadebt help you get started today. 

Stay tuned for our next blog post as we do an in depth review on the pros and cons of using Curadebt’s debt consolidation program. Please visit our website at We have many services that we provide such as finding funding for business owners and real estate owners at no out of pocket costs. 

We hoped you enjoyed the article. Have a blessed day.